In short
It's a paid monthly membership. You get a member price, typically about 17% off cruises, hotels and resorts, or Reward Points covering up to 50% of a cruise price, or up to 100% with enough points saved and a booking made 270+ days before departure. They don't combine; pick a plan to match how often you travel.
You pay a monthly membership fee, and in exchange you get access to club pricing and a rewards system built specifically around travel. It isn’t a travel agency, and it isn’t an investment — it’s closer to a subscription that pays you back in trips.
Two Ways to Save
In each booking you choose one of them.
Member price
- Straight away, as soon as your membership is active
- Ocean and river cruises, hotels and resorts
- No promo codes, no waiting for sales
Points from your fees
- Added for every membership fee you pay
- Points cover up to 50% of a cruise booked 30+ days ahead
- Up to 100% if you have saved enough and book 270+ days ahead
Member price and points don’t stack in one booking: you use one or the other.
What Happens When
A member’s path — from day one to a cruise paid with points.
- Day 1Member prices visibleRight after activation
- After 15 daysYou can book a cruiseAt member price or with points
- Every monthFee → pointsDouble on CLASSIC and PREMIUM if paid within 5 days
- 30+ days aheadPoints up to 50%The rest in money
- 270+ days aheadPoints up to 100%If you have saved enough
Changed your mind within 14 days of signing up? You can get all payments back.
Three Membership Plans
Don’t pick the most expensive plan — pick the one that matches how often you actually travel.
- Bookings a year at member price
- 2
- Points
- 1 point per $1 of fee
- Best for
- Trying the club, occasional trips
- Bookings a year at member price
- 5
- Points
- Double if paid within 5 days
- Best for
- A few trips a year
- Bookings a year at member price
- Unlimited
- Points
- Double if paid within 5 days
- Best for
- Frequent travelers
How Much Points Can Cover
The earlier you book, the larger the share of the cruise price your points can pay.
Example: a $4,800 cruise paid entirely with points costs 7,200 points — 2,400 for the first half and 4,800 for the second.
The price match guarantee and Trip Protection don’t apply when you pay entirely with points — only with points + payment.
Straight Answers to the Big Questions
What people usually ask before they join.
Reflects the membership structure as of March 2026 (Membership 3.X) and is for general information only — not an offer of specific trips or prices. All amounts in US dollars. Confirm current details inside the club. Independent Partner of inCruises.