It's not a discount on top of a cash payment; it's the whole booking, paid in points.
How It Works
This method is called All Reward Points, and it became a standing option for every paying member — new or existing — as of March 2026. The requirement is simple: your sailing date has to be at least 270 days away when you book. Points are applied at the same 2-points-per-dollar rate used for the standard 50% coverage, just extended to cover the full price.
Why Booking Far Ahead Pays Off
Cruises are often booked well in advance anyway — sometimes 7 to 18 months out — so this option rewards a habit many travelers already have. It's particularly useful for trips tied to a known future date: an anniversary, a milestone birthday, a retirement trip, or simply next year's big getaway.
What's Different From the 50% Method
| Reward Points + Payment | All Reward Points | |
|---|---|---|
| Points cover | Up to 50% of the cost | 100% of the cost |
| Earliest booking window | 30 days before departure | 270+ days before departure |
| Price match guarantee | Applies | Does not apply |
| Trip protection option | Available | Not available |
Consider separate insurance
Because the price match guarantee and trip protection don't apply to All Reward Points bookings, it's worth considering separate travel insurance if you go this route.
Read more about the price match guarantee →
Reflects Membership 3.X, effective 17 March 2026. Always confirm current booking windows before planning. Independent Partner of inCruises.